4 Easy Steps to Apply for Debit Card Online
Due to the pandemic, people do not
wish to visit the bank’s branch to apply for any service from the bank. Hence,
most banks have a mobile app where their users could apply for the services
from their homes and support social distancing. People are now availing of all
the services by the bank online and are happily supporting mobile banking apps.
An important aspect of your bank account is the debit card. Given below are 4
easy steps to apply for a debit card online.
1. Visit the bank’s website and go to the debit card section
To apply
for a debit card online, you need to visit the bank’s website and log in to
your account by filling in your username and password set by you. You can then
go to the cards section in the personal banking section. Select the debit card
option and apply for a new debit card from that section.
2. You need to choose the type of debit card
There are
various types of debit cards a bank offers; you could browse through them and
the various plans you could select before choosing the suitable debit card plan
for you. Choosing the right plan is important as it may cause an inconvenience
later on to change the plan. You should know the advantages of the plan you are
opting to go for and then decide if the plan would help you or not.
3. The bank needs to verify the documents submitted by you
Some banks
ask for your documents to verify the documents before shipping the debit card over to you. This verification
does not take much time as most of the documents are already submitted by you
to the bank. Once the verification process is over, the bank dispatches the
documents via courier to you. The bank would then send a message notifying you
that your documents are dispatched.
4. You would receive a few confidential documents along with the
debit card
Once the
documents are dispatched, you would generally receive the courier within 2-3
days. You would receive a few confidential information along with the debit
card, such as your PIN and the IPIN which could be changed online or by
visiting the branch. You can change the PIN on the bank’s app easily. You
should not share this confidential information with anyone as anyone could
access your account and make transactions without your knowledge.
Now that
you have your debit card, you could make transactions anytime! It is much more
convenient to apply for your cards or any other service through the bank’s app
it is much safer and convenient. Most of the banks offer awards and benefits
for you to use the cards given to you by the bank according to the type of card
you use. Various banks customize the debit cards according to your likes and
charge a small fee for doing so. This is done to attract people to avail the
bank’s cards and use them.
We hope that
this article proved to be useful and that you avail of all the services online.
Be safe!
Read More:- 3 Do’s and Don’ts while Opening a New Bank
Account
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