6 basic features of a simple and easy net banking app

An easy net banking app offers all the essential services to the person on their smartphone. It makes accessing banking services easy. In recent times, many banking apps have flooded mobile app stores. But with so many banking apps in the market, a question arises over how to choose a banking app that offers the best services. You can search the phrase ‘easy open bank account online’ on Google to know how you can open a bank account, and use it on-the-go. In this article, we will tell you about the features that make a banking app an easy way of handling your money.


1. Easy and secure login

Many banking apps use a multi-factor authentication system to secure the bank account information and transactions of their clients. It is a cumbersome process. An easy net banking app puts a secure but simple login feature in place. It uses biometric data of the account holder to help them log into their net banking account and use the bank’s mobile services. This authentication method is easier to use and safer than multi-factor authentication.

2. Easy bank account management facility

The best net banking app allows clients to manage their banking matters easily at their fingertips. It gives clients features like the ability to monitor their bank account status, and the debit or credit card issued with it. It also gives clients a chance to use features like checking bank balance and transaction histories and transferring money to other bank accounts easily through its interface.

3. A smart interactive chatbot

Many times, a banking app has so many features embedded in it that a client isn’t able to navigate through the app. The solution to this problem is a chatbot. An easy net banking app that has an interactive and smart chat-bot makes using its services easier and smoother for clients.

4. QR code payment facility

Managing money through paperless ways is the banking way of the future. It is easy, fast, secure, and accurate as compared to paper currency or card currency. Many banks promote this feature through their net banking apps. They offer a QR code payment facility to scan the QR code of the merchant to pay them, and thus, help clients avoid carrying paper money change all the time.

5. Bank branch and ATM locator

Even when banking services are available 24/7, clients may need cash to make transactions. In such cases, an app that helps them search the bank branch or ATM near their locations is a much-needed facility. So, a net banking app that provides clients the location of the nearest ATM or a bank branch would save their time and effort to get hard cash in their hands.

6. Special offers and coupons

To push clients towards the modern way of banking, banks give them rewards for using their apps. They do this by sharing coupons with their clients and incentivise them to use their net banking apps more and more for buying products and services.

So, these are the basic features of a simple and easy net banking app. These features make the banking app a breeze to operate.


Read More: 5 unusual things that a digital account app can do which you never knew about

Comments

Post a Comment

Popular posts from this blog

3 Do’s and Don’ts while Opening a New Bank Account

Image
  O pening a new bank account sounds interesting but may sound like a nightmare to many people who do not know how to open a bank account. People generally forget to keep in mind the things to do before opening a bank account, and rush into opening bank accounts and get stuck later on. Given below are 3 Do’s and Don’ts while opening a bank account. 3 Do’s while opening a bank account 1.   You should research about all the banks Y ou should have complete kn o wledge about the bank while opening a  new bank account . You should research the bank and understand the processes within the bank. This would help you create a good relationship with the bank and would understand the processes much clearly when you perform them. You should also research every bank available in the market and compare them to find the best bank to open your account. 2.   You should know the various services offered by the bank You should check the various services offered by the bank, every bank ...
Read more

A brief overview of an RTGS money transfer app

Image
Earlier, all the banking services that people needed were only accessible through their bank’s offices. Now, times have changed. Banking services can be accessed through smartphones as well. You can  open bank account online  and conduct all of your banking transactions through the bank’s online app. This way of handling your money is easier, smoother, faster, and secure. Banks even offer the RTGS money transfer facility on their app. RTGS stands for Real-Time Gross Settlement, where the money is paid in continuous payments which are open 24 hours a day, every day. In this article, we will tell you about the details you need while making RTGS payments, and points to remember while doing so. The details needed to send money through the RTGS money transfer app are : Beneficiary bank name Beneficiary bank branch Amount to be transferred Sender’s bank branch name Beneficiary bank IFSC code Account number if the amount is to be debited from the sender’s bank account Beneficiary acc...
Read more

4 ways to choose the Best Net Banking app

Image
As the banking sector has become the backbone of every country’s economy, there has been a significant upsurge in the number of financial institutions present even in our country. With the ever-increasing number of facilities and benefits offered by banks online, it is pretty easy to get confused when choosing the best net banking app .  However, to help you overcome the dilemma, here are 4 ways to choose the best net banking app for all of your financial needs -  1) List out all the required financial services  The services offered by banks vary significantly. As a result of this, it is very important to understand your needs and make a list of all the services you wish to utilize to meet your financial needs. Do keep in mind to check if the benefits you need are also offered on the bank’s app so you can conveniently access them when the time comes. You can easily get this information directly from the bank’s website or even by reading the app description in the Google...
Read more